Make Money Make Sense
Full One Afternoon Reset
Free OAR Lite tool

Find 3 money leaks in 5 minutes.

Start with three things leaving your account each month. See what they cost you over a year — then decide whether they still earn their place.

No bank connection No login Private in your browser 3 payments max

OAR Lite

Step 1 of 2

Start with three things you pay for every month.

You do not need a perfect list. Add up to 3 — anything leaving your account monthly that you have not looked at in a while.

Don't cancel anything yet. First, see the numbers.

Used to display your results. No currency conversion.

3 / 3 added.

Lite shows the yearly cost.

The full One Afternoon Reset helps you decide what to cancel, what to negotiate, what to challenge and exactly what to say.

Your result

Here's what these cost you.

A big number isn't a reason to cancel — it's a reason to look closer.

The real question is what each one deserves.

  • Keep — worth every penny. Leave it.
  • Cancel — unused or forgotten. Stop paying.
  • Negotiate — needed, but you're overpaying. Get the price down.
  • Challenge — a charge that shouldn't be there. Dispute it.

What could reducing these be worth?

Examples, not predictions. Your real saving is whatever you actually cancel, negotiate or recover.

Want to do the rest of your payments?

The One Afternoon Reset takes you through all of it — subscriptions, bills, the lot — and helps you decide what to keep, cancel, negotiate or challenge, with practical scripts and a clear process for taking action in one sitting.

£39 one-time. No subscription.

Private by design

Your payment figures stay in your browser — nothing is sent anywhere. Email is optional, and only shared if you ask for your next steps.

Built for awareness

The point is not to admire the number. It is to understand what you are paying for and decide whether you still want to.

What happens next?

Finding the spending is easy. Deciding what to cancel, negotiate or challenge is where most people get stuck.